Public pricing transparency

Clear plans before you create or upgrade an account.

Naija Tax Guide shows plan prices, included credits, channel access, and support level before checkout. You can compare monthly, quarterly, and yearly billing without creating an account first.

Prices shown in Nigerian NairaPaystack checkoutCard details handled by payment processorTop-ups require an active paid planInformation updated: 30 June 2026

Choose billing period

Monthly is shown by default. Switch only when you want to compare quarterly or yearly totals.

Starter

Individuals, salary earners, and light tax guidance needs.

monthly billing

₦5,000

per month

100 AI usage credits per monthCredits included for the monthly billing period.Web plus one messaging channel: WhatsApp or TelegramStandard support

Best for: A single user who wants practical tax answers, reminders, and one linked chat channel.

-AI tax answers using Usage Credits

-Custom deadlines and reminders

-Basic document drafts and summaries

-Credit top-ups while subscription is active

Professional

Freelancers, consultants, creators, and growing SMEs.

Recommended

monthly billing

₦12,000

per month

300 AI usage credits per monthCredits included for the monthly billing period.Web plus WhatsApp and TelegramPriority support

Best for: Users who need heavier guidance, document support, and both messaging channels.

-Everything in Starter

-Advanced AI tax explanations

-Document generation using credits

-Filing checklist support

Business

Teams, businesses, consultants, and heavier compliance workflows.

monthly billing

₦25,000

per month

800 AI usage credits per monthCredits included for the monthly billing period.Higher workspace and channel capacityPriority business support

Best for: Business users who need more usage capacity, team handling, and heavier workflows.

-Everything in Professional

-Advanced business tax workflows

-Document generation and review

-Usage reports and audit trail

Checkout and payment confidence

Payment is confirmed before access changes

Checkout shows the selected plan, billing period, and final amount before payment authorization. Subscription access is applied after successful Paystack confirmation or a successful payment verification flow.

-Payments are processed through Paystack checkout.

-Available payment methods are shown inside Paystack checkout before you authorize payment.

-Final amount, plan, and billing period are confirmed before checkout.

-Naija Tax Guide does not decide which Paystack payment methods are available for every customer, bank, card, or device.

-Card details are handled by the payment processor, not stored directly by Naija Tax Guide.

Free and top-up limits

Free access is useful, but not the same as a paid AI plan

-Free access is designed for basic calculators, learning, and reviewed library guidance.

-AI answers, custom deadlines, document generation, and top-ups require an active paid plan.

-Top-up credits add usage only; they do not extend subscription validity.

10 Usage Credits - ₦500

50 Usage Credits - ₦2,000

100 Usage Credits - ₦3,500

500 Usage Credits - ₦15,000

Billing rules

How renewal, credits, top-ups, and failed payments work

-Renewal: paid plans are intended to renew on the selected monthly, quarterly, or yearly cycle unless cancelled or not renewed before the next billing period.

-Cancellation: cancelling stops future renewal. It does not automatically refund a period that has already started unless the Refund Policy applies.

-Credits: included Usage Credits are tied to the active subscription period and plan rules shown at checkout or inside Billing.

-Top-ups: top-up credits are available only to active paid subscribers and add usage capacity, not extra subscription time.

-Failed payment: if Paystack does not confirm a successful payment, plan access or credits may remain unchanged until the payment is verified or retried.

-Receipts: payment references and transaction records should be kept for support, reconciliation, failed payment checks, or refund review.

Processor and privacy posture

Payment data is split by role

Naija Tax Guide keeps the billing records needed to manage access, credits, reconciliation, support, and refund review. Sensitive payment details are handled by the payment processor and financial institutions involved in the transaction.

Area	Processor or holder	Privacy posture
Checkout	Paystack	Handles checkout authorization and payment confirmation. Available methods are displayed by Paystack at checkout.
Card/payment details	Paystack and applicable financial institutions	Sensitive card details are handled by the payment processor, not stored directly by Naija Tax Guide.
Platform billing records	Naija Tax Guide	Stores plan, amount, reference, status, subscription, credit, and receipt-related records needed for account access and support.

Important tax guidance boundary

Guidance, not official tax representation

Naija Tax Guide provides general Nigerian tax information and guided support. It is not a government portal, law firm, accounting firm, or substitute for a qualified tax professional in sensitive matters, audits, disputes, penalties, or formal filing decisions.